Terms and Conditions


The Company is a Cooperative Association and defined as The Health Co-Op.

The Company’s Web Site is comprised web of pages operated by the Company, its Affiliates or vendor Partners.

The Company Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Company Web Site constitutes your agreement to all such terms, conditions and notices.

In the event that any of the terms, conditions, and notices contained herein conflict with any other terms and guidelines contained within any particular Company Web Site, then these terms shall control.

The Company reserves the right to change the terms, conditions, and notices under which the Company Web Site is offered, including but not limited to the charges associated with the use of the Company Web Site. You are responsible for regularly reviewing these terms and conditions.


The Health Co-Op recognizes that through its membership you may also become a member of Samaritan Ministries International, a health care sharing ministry. The Guidelines of Samaritan Ministries International, made available through the Company’s web site, apply to any member of The Health Co-Op who is also a member of Samaritan Ministries International and will govern your membership in Samaritan Ministries International. Nothing in your membership agreement with The Health Co-Op, whether expressed or implied, may countermand, supersede or otherwise conflict with your obligations of membership to Samaritan Ministries International as noted in their Guidelines.


Personal and Noncommercial Use Limitation

Unless otherwise specified on a site, page or in a written contract between you and the Company, the Company Web Site is for your personal and noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Company Web Site.


Permission is granted to link to content on this site by providing a url back to this site or using the provided linking tools (for example, ShareThis, Twitter, RSS) so long as such linking does not otherwise violate any terms herein. You may not frame, embed, skin, etc. any content on this site on another non-Company Web Site.


Permission is granted to individuals with an active Health Co-Op subscription to download, email or print as necessary text and documents from the Member section for the exclusive purpose of obtaining service from the Company.


Links to Third Party Sites

The Company Web Site may contain links to other Web Sites (Linked Sites). The Linked Sites are not under the control of the Company and the Company is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. The Company is not responsible for webcasting or any other form of transmission received from any Linked Site. The Company is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the Company of the site or any association with its operators.


Some of the links on this site are “affiliate links.” This means if you click on the link and purchase the item, we may receive an affiliate commission. Regardless, we only recommend products or services we use personally and believe will add value to our members. We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”


No Unlawful or Prohibited Use

As a condition of your use of the Company Web Site, you warrant to the Company that you will not use the Company Web Site for any purpose that is unlawful or prohibited by these terms, conditions and notices. You may not use or link to the Company Web Site in any manner which could damage, disable, overburden, or impair the Company Web Site or interfere with any other party’s use and enjoyment of the Company Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Company Web Site.


Liability Disclaimer

The information, software, products and services included in or available through the company web site may include inaccuracies or typographical errors. Changes are periodically added to the information herein. The company and/or its respective suppliers may make improvements and/or changes in the company web site at any time. Information received via the company web site should not be relied upon for personal, medical, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation.

All such information, software, products, services and related graphics are provided “as is” without warranty of any kind. The company and/or its respective supplier hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and noninfringement.

In no event, shall the company and/or its suppliers be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever, including without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use of performance of the company web site, with the delay or inability to use the company web site or related services, the provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the company web site, or otherwise arising out of the use of the company web site, whether based on contract, tort, negligence, strict liability or otherwise, even if the company or any of its supplier has been advised of the possibility of damages. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If you are dissatisfied with any portion of the company web site, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the company web site or service(s). In such case, please contact us.


Termination/Access Restriction

The Company reserves the right, in its sole discretion, to terminate your access to any or all Company Web Site and the related services or any portion thereof at any time, without notice.



This Agreement is governed by the laws of the State of Minnesota. You hereby consent to the exclusive jurisdiction and venue of the courts in the State of Minnesota, or as the parties mutually agree, in all disputes arising out of or relating to the use of the Company Web Site. Use of the Company Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this Section. You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Company as a result of this Agreement or use of the Company Web Site. The Company’s performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of the Company’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Company Web Site or information provided to or gathered by the Company with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between the user and the Company with respect to the Company Web Site, and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and the Company with respect to the Company Web Site. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.


Any rights not expressly granted herein are reserved.