Member Benefits

The Health Co-Op offers full-service Member Benefits to help you find answers to your health care questions, become a more empowered patient and more. We look forward to serving you!

Personal Member Advisor

Advisors work with Health Co-Op members everyday. From finding the best dentist for their children to getting the best possible price on medications, their job is to ensure each member has a wonderful experience and gets the best results possible from The Health Co-Op.

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A doctor on your schedule

Members are provided unlimited use of a 24/7/365 board-certified and state licensed physician whom you can reach via phone or email. These doctors are able to assess your situation and, when appropriate prescribe medications.

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Medical Bill Negotiation

Reducing out-of-pocket balances on medical bills

Our skilled staff, trained in negotiation, will negotiate the out-of-pocket balances you owe on your medical bills. Significant reductions are not uncommon.

Surgery Cost Saver

Helping you save money on surgery

When your doctor tells you that you need surgery, the virtually unknown fact is that surgical costs and quality can vary greatly from facility to facility. Let our experienced Advisor do the legwork to obtain real-time cost, quality and availability, for up to five different facilities. This information helps you become an informed health care consumer.

Christian Counseling Service

Professional counseling when you need it most

The Health Co-Op is pleased to offer members Christian Counseling through Head to Heart Restoration Ministry as a benefit of membership. With this service, members receive:

  • Unlimited telephone consultation and evaluation for Christian Counseling at no additional charge
  • Three (3) clinical hour (50 minute) Christian Counseling sessions per member unit (household) per year at no additional charge.
  • Christian Counseling sessions are conducted by telephone, video conference and/or face-to-face.

Counseling services are available for couples, individual adults, families, teens, children and groups.

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Discount Health Benefits

Discounts on important medical services are provided to members. These discounted services are applicable for most members and their families and are easy to use. Discounted services include:

  • AETNA Dental Access®
  • Prescription Drug Plan
  • Coast to Coast Vision
  • HearUSA
  • Labs & Imaging
  • UNI-CARE Chiro (Chiropractic)
  • UNI-CARE CAM (Complementary and Alternative Medicine)
  • Diabetes Care
  • Vitamins, Supplements, Personal Care & Pet Care

This is not insurance. These discount health benefits are not available in Vermont, Alaska, Washington, Rhode Island and Utah at this time. Please check back soon regarding availability in these states. 

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Chaplaincy Service

Personal help when you need it most

On-staff Chaplains, both male and female, are available to spend time with you on the phone, listening and providing support and encouragement. Sustaining, guiding, healing and reconciling, they help members find answers and direction.